Monday, 13 August 2012

knowledge credit card numbers

Knowledge credit card numbers



With credit card number. Is different each card that mean. A person's credit card number is not repeated in any credit card in the world. Because credit card number is unique identification number. Let we see about standard of credit card number is generate.

International Standards Organisation (ISO/IEC 7812-1:1993) and the American National Standards Institute (ANSI X4.13). Has define credit card numbering specification.
The first number of your credit card number is call MII (Major Industry Identifier), which represents the category of entity which issued your credit card. Different MII digits represent the following issuer categories:


MII Value

Issuer Category

0ISO/TC 68 and other industry assignments
1Airlines
2Airlines and other industry assignments
3Travel and entertainment (such as American Express and Diners Club)
4Banking and financial (Visa)
5Banking and financial (MasterCard)
6Merchandizing and banking (Discover)
7Petroleum
8Telecommunications and other industry assignments
9National assignment

The last digit of your credit card number is a check digit, it taking for checksum. The algorithm used to arrive at the proper check digit is called the Luhn algorithm


Example Some of the better known issuer identifiers are listed in the table below:

Issuer

Identifier

Card Number Length

American Express34xxxx, 37xxxx15
VISA4xxxxx13, 16
MasterCard51xxxx-55xxxx16
Discover6011xx16
Diner's Club/Carte Blanche300xxx-305xxx, 36xxxx, 38xxxx14


Nowadays technology increased very rapidly in many ways to identify the theft. The work of the free credit card numbers is strictly for academic purpose and also used in ecommerce experiments. Use credit card numbers in honest manner. Some free credit card numbers are purposely given to get hold of people who use it for their benefit. When a person using others credit card numbers it is an unethical offence. Using a working free credit card is a punishable offence. Internet service provider can easily identify the involved person. Once identified police can arrest him and prison him for remaining life. So an average percentage of people started using credit cards in a good way.


kman